Need substantial funding for business expansion, education, wedding, medical expenses, or personal obligations? At Finastra Intermediary And Financial Solutions Pvt. Ltd we offer Loan Against Property that allows you to leverage your residential or commercial property for a low-interest, long-tenure loan.
Competitive rates that suit your budget.
Customize your tenure to match your comfort.
Minimal paperwork and speedy disbursements.
From document collection to final approval.
we handhold you throughout the journey.
Tie-ups with India’s top banks and NBFCs.
Transparent processing with no surprise fees or misleading fine print.
Get expert advice at no extra cost.
I needed a big loan for fleet expansion. Finastra helped me unlock the value of my old warehouse. Their team handled everything swiftly and professionally.
We got our daughter married in style thanks to LAP from Finastra. The process was smooth and they were honest with all terms.
I was hesitant to mortgage my home, but Finastra made me feel safe. I got a great deal and repaying it is quite manageable.
Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure. CIBIL Score: A CIBIL Score of 700 or higher is ideal to get an approved loan against property.
For a loan against property, you’ll need both property and personal documents. Property documents include the title deed, sale agreement, and other property-related documents. Personal documents include proof of identity and address, income proof (e.g., salary slips or income tax returns), and bank statements.
Loans against property typically have a repayment period of 10-30 years, allowing for manageable monthly payments.
A Loan Against Property (LAP) offers several advantages, including lower interest rates compared to unsecured loans, higher loan amounts, and flexible repayment options. It allows individuals to tap into the equity of their property to access funds for various needs, including business expansion, education, or emergencies.
Yes, as long as all co-owners are co-applicants, it is allowed.
Yes, provided the rental agreement and ownership documents are in order.
A professional valuation is done by authorized agencies based on market rates and location.Yes, provided the rental agreement and ownership documents are in order.
Missing EMIs may lead to penalties and credit score impact. Continuous defaults can lead to legal action.
This will close in 0 seconds
This will close in 0 seconds
This will close in 0 seconds
