Empower Your Growth with Hassle-Free Business Financing
Business Runs On Efficient Cash Flow
At Finastra Intermediary And Financial Solutions Pvt. Ltd we provide Working Capital Loans designed to bridge short-term financial gaps and fuel your business operations, so you never miss an opportunity due to lack of funds.
Key Features
Low Interest Rates
Competitive rates that suit your budget.
Tenure
Customize your tenure to match your comfort.
Quick Approvals
Minimal paperwork and speedy disbursements.
Doorstep Assistance
From document collection to final approval.
End-to-End Support
we handhold you throughout the journey.
Trusted Lending Partners
Tie-ups with India’s top banks and NBFCs.
Zero Hidden Charges
Transparent processing with no surprise fees or misleading fine print.
I needed funds to expand my store and Finastra’s business loan was a lifesaver. The disbursal was fast, and I didn’t have to pledge any collateral!
7 Days Ago
Rahul Patil
Logistics Entrepreneur, Navi Mumbai
☆☆☆☆☆
We secured a ₹15 lakh working capital loan through Finastra. Their team was highly professional and transparent throughout. Highly recommended for Small Business.
7 Days Ago
Pooja Joshi
Digital Marketing Freelancer, Andheri
☆☆☆☆☆
The flexible repayment and fast processing made Finastra the perfect choice. I’ve recommended their services to other freelancers too.
7 Days Ago
Frequently Asked Questions
Who is eligible for working capital loan?
a minimum turnover of ₹60 lakh to ₹7.5 crore, at least 2-3 years of operational history, the owner’s experience, and a credit score of 700+ to secure a Working Capital Loan.
Do I need collateral for a working capital loan?
No, we offer both secured and unsecured options based on your profile.
What is the difference between CC and OD?
In the context of financial institutions, both CC (Cash Credit) and OD (Overdraft) are short-term financing options, but they serve different purposes. Cash Credit is primarily for businesses to meet their working capital needs, while Overdrafts are used by both individuals and businesses to cover temporary cash flow shortages or make payments even when their account balance is insufficient.
What is the period of working capital loan?
A Working Capital Loan is primarily applicable for small and medium enterprises, and usually come with a loan tenure ranging from anywhere between 6-48 months.
What is the purpose of working capital loan?
a working capital loan can serve as a financial lifeline for a business, ensuring day-to-day operations carry on smoothly.
How fast is the loan processed?
If documents are complete, funds are disbursed within 48–72 hours.
Can startups apply for working capital loans?
Yes, if the startup shows stable revenue flow and has basic documentation in place.
Can I prepay the loan?
Yes, we allow part-prepayment or full foreclosure with minimal charges.